![]() Forbes Advisor uses data from various government agencies in order to determine both annual expenses and spending averages across various categories. To determine the rewards potential of the IHG One Rewards Traveler Credit Card, we have to look at the bonus categories and calculate what an example American household might spend in those areas. Rates typically vary by amount purchased from 0.5 to 0.8 cents per point. This is a useful way to redeem for an award night when you’re a bit short on points. That means IHG is selling you 15,000 points for $95 ($95/15,000 points = 0.6 cents per point). In essence, IHG sells you the points you are missing to complete an award booking at the price displayed and then deducts the total amount from your account.įor instance, a one night stay in March 2022 at the Kimpton Hotel Palomar Philadelphia costs either 32,000 points a night or 17,000 points plus $95. This perk helps increase the value of your IHG points if you spend four or more consecutive nights at an IHG property.Īnother useful, albeit less valuable way to redeem IHG points, is to mix points and cash on an award stay. For example, an IHG property requiring 20,000 points per night will only require 60,000 points (instead of 80,000) for a four night stay. Cardholders can redeem points for any stay of three or more nights and get the fourth night free. Points can be redeemed in numerous ways, but by far the most popular and valuable is to use them directly for hotel stays. ![]() However, it is simple to keep them active and extend the expiration date of your points by using your IHG One Rewards Traveler Credit Card, purchasing IHG points or making a reservation at one of more than 6,000 IHG properties around the world. The points earned from the IHG One Rewards Traveler Credit Card expire after 12 months of inactivity, unless you achieve Gold Elite status. Gold Elite status includes several tangible benefits for IHG guests including late checkout, 10% more points than non-elite members and a welcome amenity when staying at participating Kimpton hotels. You can bypass the stay requirement for Gold Elite status by spending $20,000 on purchases within a calendar year. Normally, IHG requires members to stay 20 nights per year or earn 40,000 Elite qualifying points per year to earn Gold Elite status. Upon approval, you can earn 80,000 bonus points after spending $2,000 in purchases in the first 3 months from account opening. The IHG Rewards Traveler card has an extremely poor rate of earnings on non-bonus category purchases and a lackluster rate of return even on bonus spending outside of IHG Hotels considering the relatively low value of IHG points. You’ll earn up to 17 points per dollar spent at IHG Hotels & Resorts, 3 points on qualifying monthly bills, gas stations, and restaurants and 2 points on all other purchases. As the bigger sibling of the no-annual-fee IHG One Rewards Traveler Credit Card, this card is equipped with perks such as a higher welcome bonus offer, a free night each year and automatic Platinum Elite status in exchange for an annual fee.Ĭardholders can earn IHG One Rewards points on all purchases with the IHG One Rewards Traveler Credit Card. There is no annual fee to worry about and travelers can use their card abroad without paying foreign transaction fees.įor travelers seeking an IHG card with more robust benefits, the is an alternative worth consideration. It’s easier to picture a long weekend where a four night stay is feasible but a five night stay is not. That’s a significant upgrade from Hilton and Marriott, which both offer the fifth night free on award bookings. ![]() The most compelling perk of the IHG Rewards Traveler card is the ability to get your fourth night free on award stays. The card offers perks such as the opportunity to earn IHG Gold status after $20,000 spent in a calendar year, but it’s not worth spending on the card just for status as IHG Gold does not confer much in the way of benefits. New cardholders can earn a solid welcome bonus: 80,000 bonus points after spending $2,000 in purchases in the first 3 months from account opening. The points earned can be redeemed for special experiences such as sporting events and concert tickets, flights with partner airlines and free hotel stays. It provides up to 17 points per dollar spent at IHG Hotels & Resorts, 3 points on qualifying monthly bills, gas stations, and restaurants and 2 points on all other purchases. The IHG One Rewards Traveler Credit Card from Chase is a decent co-branded hotel credit card option for travelers wanting to acquire IHG One Rewards points. ![]()
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